Deposit instructions

GET /v2/deposit-instructions

List fiat deposit instructions

Where to send a BANK TRANSFER to fund this account in CLP. The fiat counterpart of GET /v2/deposit-addresses, which covers crypto.

The transfer must come from a bank account in your own name and RUT. Skipo matches an incoming transfer to an account by the originator RUT the bank reports — there is no reference code, no memo and no per-customer account number. A transfer sent from anyone else's account cannot be matched and is NOT credited, and recovering it is a manual support case. Check the RUT Skipo holds for you with GET /v2/account (nationalId).

Skipo publishes more than one account. They are interchangeable — a deposit into any of them credits the same balance. Prefer the one at your own bank: a same-bank transfer in Chile settles faster and costs less than an interbank one.

CLP only. There is no USD bank account, so this never returns one; crypto funding is GET /v2/deposit-addresses. Amounts are not here — minimumDeposit is on GET /v2/assets.

Responses

Code	Description	Body
200	Success.	object
401	application/problem+json (RFC 9457) — branch on code, not on the status: unauthorized (not retryable), key_expired (not retryable), key_revoked (not retryable).	—
403	application/problem+json (RFC 9457) — branch on code, not on the status: insufficient_scope (not retryable), ip_not_allowed (not retryable), api_access_disabled (not retryable).	—
429	application/problem+json (RFC 9457) — branch on code, not on the status: rate_limited (retryable).	—
500	application/problem+json (RFC 9457) — branch on code, not on the status: internal_error (retryable).	—
502	application/problem+json (RFC 9457) — branch on code, not on the status: downstream_unavailable (retryable).	—
503	application/problem+json (RFC 9457) — branch on code, not on the status: maintenance (retryable).	—

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Schemas

BankDepositInstructionResource

Field	Type	Description
assetSymbol	string	Currency this account accepts. CLP only today. e.g. CLP.
accountHolder	string | null	Account holder name, exactly as the receiving bank has it. e.g. Skipo Chile SpA.
accountHolderNationalId	string | null	The RUT of the account HOLDER — Skipo's, not yours. It identifies the destination; it is not the RUT the transfer has to come from. See mustMatchSenderNationalId. e.g. 77.777.777-7.
bankName	string | null	e.g. Banco de Chile.
accountType	string | null	e.g. Cuenta Corriente.
accountNumber	string | null	e.g. 00-123-45678-90.
accountEmail	string | null	Email some Chilean banks require on the transfer form. e.g. deposits@skipo.com.
mustMatchSenderNationalId	boolean	Always true, and the single most important field on this resource. The transfer MUST come from a bank account held in YOUR OWN name, under the same nationalId that GET /v2/account reports (in Chile, your RUT). Skipo matches an incoming transfer to an account by the originator RUT the bank reports, and there is no reference code, no memo and no per-customer account number to fall back on. ⚠️ A transfer from a third party — a company account for a personal balance, a partner, a payment processor, a friend — CANNOT be matched and is NOT credited. Recovering it is a manual support case, not an automatic return. This is the fiat equivalent of omitting a destination tag on a crypto deposit. e.g. true.

Problem

Field	Type	Description
type	string	Stable problem-type URI. Resolves to docs for this error. e.g. https://docs.skipo.com/errors/rate_limited.
title	string	Short, human-readable summary (stable, English). e.g. Rate limit exceeded.
status	number	HTTP status code. e.g. 429.
code	string	Stable machine-readable error code (equals the last path segment of type). e.g. rate_limited.
retryable	boolean	Whether retrying the identical request may succeed. e.g. true.
detail (optional)	string	Human-readable, possibly localized detail.
instance (optional)	string	The request path that produced the error.
traceId (optional)	string	Trace id — joins BigQuery api_request and Cloud Logging.

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